Alicia Harkowa
Loan Officer - NMLS #698954
M: 443-250-5489
AHarkowa@southerntrust.com
www.loansbyalicia.com

F: 866-228-5234 
110 South Piney Rd. Suite 100, 
Chester, Maryland 21619

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When it comes to buying, refinancing, or building a new home, Eastern Shore home buyers have a lot riding on their loan specialist.

I am proud to specialize in many home loan programs including first-time homebuyers, FHA, VA, and conventional loans. Currently, I am licensed to do loans in Maryland, with a concentration in the Queen Anne’s County, Anne Arundel County, Kent County, Caroline County, Talbot County, Dorchester County, Baltimore County, and Howard County areas.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.


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